Does Insurance Cover Dental Implants?

According to data from the Centers for Disease Control (CDC), over 40% of U.S. adults have some form of untreated dental issue. Unfortunately, some people can’t pay out of pocket or pay for insurance to cover the treatments.

As a result, it could lead to tooth decay and have you needing dental implants to enhance your oral health. However, are dental implants covered by insurance?

If you plan on getting them soon, read on to learn if your insurance provider will cover your dental implant cost.

Are Dental Implants Covered By Insurance?

Basic dental insurance doesn’t cover dental implants. But if you have a cosmetic dental policy, up to 50% of your costs can be covered.

However, some other costs you’ll need to factor in for the implants include:

• Consultations
• X-rays
• Treatment before and after surgery
• The crown

Each comes with a price tag that may not be covered under your policy. So you may end up footing some of the bill.

When Are Dental Implants Covered By Insurance?

To find out if your insurance policy covers your dental implants, check these two factors in your policy:

• Annual maximum
• Pre-existing conditions

The annual maximum is the amount your insurance provider will pay for your dental work in a calendar year. However, if you’re close to or over the limit, you will pay for the implants out of pocket.

You’ll also need to be aware of pre-existing conditions before getting dental implants. For example, if you were missing teeth before your insurance policy began, your provider won’t cover the implants since it was pre-existing damage.

How Much Are Dental Implants?

Unfortunately, you will have to pay something for your dental implants. Although the costs will vary, on average, an implant for one tooth costs $3000 – $6000.

However, the price will depend on factors such as:

• Your policy’s annual maximum
• Number of teeth getting replaced
• Procedures used
• Type of implant being used

So before getting your implants, ensure you consider these factors. Don’t worry; you won’t have to pay for the cost of the procedure upfront. Most dentist offices will come with a payment plan option to lessen the financial burden.

Are There Benefits To Dental Implants?

They may be fake teeth, but having dental implants comes with various benefits such as:

• Restoring your ability to eat
• Keeping your face from sagging
• Improving your self-confidence
• Restoring your speech

We know that losing teeth can affect our appearance. But other facets of our life can be severely affected too. So by getting implants, you can increase the quality of your life.

Get Dental Implants Today

As you can see, your insurance company can cover your dental implants. However, you’ll need to double-check your insurance policy to see if you meet the criteria. If you do, get your implants today and get your life back on track.

To learn more about other cosmetic dental procedure costs, check out some of our other blogs.