How Much Hail Damage to Replace Roof?

Are you concerned about hail damage to your home and trying to figure out if you need to repair or replace your roof? For people living in Texas, hail storms and high-speed wind are frequent phenomena in the summer. If you live in a hail-prone area, you may already know how to deal with it, but may wonder how much hail damage it takes to replace a roof?

However, if you live in West Texas, Roof Master & Construction roofing company can offer you roof inspection services to assess the roof damage and provide high-quality residential and commercial roofing services.

What Size Hail Can Damage Your Roof?

Destruction due to hail is dependent on many factors like wind speed, duration, hail size, the roof material, and the roof slope.

It is difficult to measure the wind speed and the duration while accessing the roof damage. Therefore, hail size is used as the damage indicator. Here is how different hail sizes can impact roof damage:

• ¾ of an inch – If accompanied by a strong wind, this nickel size hail can cause minor damage to the roof.

• 1 inch – This quarter-sized hail is usually harmless, but it can cause damage to shingles granules if it lasts for a longer duration.

• 1.25 inches – The coin size hail can cause cracks in sidings.

• 1.5 inches – The hail, as big as a walnut, can cause severe roof damage.

• 1.75 inches – This hail is the size of a golf ball that can cause a dent in the sidings and damage the exterior paint.

• 2.75 inches – A baseball size hail can create holes in homes siding and lift shingles.

How to Spot Hail Damage?

Hail damage is easily identifiable in your surrounding but challenging on the roof. You may not be able to spot the destruction by looking up from the ground. If you wait for the visible signs, your roof might deteriorate, and you may see water damage inside the home. A roof repair is critical to keep your roof in the best condition. Therefore, get your roof inspected by a trained roofer to identify the following signs of hail damage:

• Missing pieces of asphalt on the shingles
• Bruised shingles
• Dents in metal vents
• Cracks in skylight windows

Is Hail Damage to a Roof Repairable?

Depending on the severity of the damage, repairing a roof can be as simple as fixing a shingle or complex as replacing the roof. It can be a little technical for you to examine the damage. Therefore, you should get your roof inspected by a professional roofer after a big hailstorm.

If ignored, these damages can turn into leaks leading to molds, electrical issues, or rotting. These conditions are expensive to reverse. Thus, it is critical to repair the roof after hail damage.

How Much Can You Expect to Spend on a Roof Repair Service?

The roof repair cost depends on the severity of damage as well as the roof material. However, you can calculate an approximate cost by analyzing the damage and repairing required.

You may have to spend somewhere between $500 to $800 per square foot for minor repairs.

If your roof needs replacement, you may have to shell out around $5000 to $30000 as per the roof material, size and specifications.

Does Insurance Cover Your Hail-Damaged Roof?

Yes, it does. But, the coverage may be applied differently in different geographies. The terms and conditions also differ depending on your home insurance policy details and your insurer.

Usually, you are required to file an insurance claim within one year of your roof damage. Therefore, you should immediately get your roof inspected as soon as you suspect hail damage. Determine the repair and replacement needs and gather multiple quotes from the roof constructors in that period.

Remember that more claims will make your insurance premiums go up. It is important to understand the severity of damage and calculate the costs before making unnecessary claims. If you can afford minor repairs from your pocket, avoid going to your insurer for it.

Steps to Minimize Hailstorm Damage

With the unpredictable nature of hailstorms, it is difficult to protect your house from any damage completely. But, with little precautions, you can minimize the impact of hail on your property.

Trim Trees- During a storm, large branches of a tree can easily crack and fall on your roof. Therefore, it is important to regularly trim the surrounding trees to avoid their branches from falling on the roof.

Repair Damages- Inspect your roof regularly to find out any visible issues. Minor damage can become critical at the time of a hailstorm. It is better to repair them early to avoid making them more complex after the storm.

Secure Outdoor Furniture- Hail and strong wind can make your outdoor furniture move places. The hail can ruin your expensive furniture, and their haywire movement can cause damage to your home exterior. Thus, when you are aware of a possible storm, secure all your outdoor furniture in a confined place until the hail stops.

Invest in a Good Quality Roof- The material and quality of your roof can impact the damage caused by a hailstorm. You may have to pay a little higher price for a hail-resistant roof, but it will save you big money later. Therefore, It is a good idea to invest in quality roofing from a reputable constructor.

Buy Homeowner’s Insurance- This will not protect your house from hail damage but help you cover significant repairing expenses. Severe roof damage or a roof replacement can be expensive. A good homeowner’s insurance can cover the damages and ease your anxiety regarding the damage and repair.

Hail damage isn’t avoidable, especially if you live in an area prone to frequent storms. But, with proper assessment and planning, you can sail through the repairing and roof replacement process smoothly. It is important to consult with a professional roofer and hire a reputed roofing and construction company to avail of trustworthy and economical roofing solutions.