Car Insurance

Switching Your Car Insurance Provider: A Guide

Singapore is packed with insurance companies offering a variety of insurance policies. Do you need all of them? While you may not need all of the insurance on offer in Singapore, you certainly need car insurance Singapore.

If you have just passed your test or moved to Singapore, there are a few things you will need to know about car insurance Singapore. Click to know more about this topic.

Can I Drive A Car Without Car Insurance In Singapore?

Let’s be perfectly clear about this topic. It is illegal to drive a car without insurance in Singapore. Compared to other countries around the world, the fines for driving without car insurance in Singapore are very steep.

Not only will you end up with a fine up to $1,000. If you are unfortunate, or a repeat offender, you also risk a prison sentence. The prison sentence can be as long as 3 months and can affect your personal records. To drive a car in Singapore, you need to have at least third party insurance.

Can I Drive My Parents’ Car Without Insurance in Singapore?

The insurance laws in Singapore do not differ a lot from those in the UK. The UK has some of the best and strictest car insurance laws in the world. Just like the police in the UK, the police force in Singapore will not hesitate to take action should you be found breaking insurance and traffic laws.

The answer to the question is no. You can drive your parents’ car without insurance in Singapore. If you have just passed your test, it is essential for your parents to add you to their insurance. Once you have your own car, you can shop around for your own insurance.

How Can I Save Money On Car Insurance in Singapore?

Of course, there are ways in which you can save money on car insurance in Singapore.

When you have passed your test, get some tips from your parents. As established drivers, they will know how to compare the pros and cons of car insurance Singapore. On top of that, it is also a good idea to check out the insurance premium of a car before you buy it. Depending on the model and type of car, you will find that insurance premiums vary a great deal.

At the moment, the buying of “green vehicles” and “electric cars” is being encouraged in many countries. Often insurance premiums are lower. Before you buy your car, make sure that you can afford to pay for the insurance premiums. Many insurance companies build in some sort of excess into their policies. That means you may be liable for part of the cost of any claim. Find out what it is before you sign up for the insurance.

How Long Does My Insurance Last?

Car insurance policies are set to run for a year. By the end of that time, the insurance company normally contacts you to renew the policy.

Just in case something goes wrong, it is best to make a note of the renewal date. Not only does it give you peace of mind, but you also get the chance to shop around to make sure you are still getting the best deal.

Can I Drive My Car With My Dog Sitting On The Front Seat?

Most car insurance policies allow you to drive your car with your dog on board. However, it is important to restrain your pet. Having your dog sitting on the passenger front seat is not a good idea. It is not safe for you and it is not safe for furry friends.

The best thing to do is to restrain your dog. You can buy special seat belts suitable for dogs or car crates. A seat cover for your dog will also make the journey more comfortable.

Can I Drive My Daughter To School Sitting Normally In the Back Seat?

This all depends on your child’s height. If your child is under 1.35 meters, you need to make sure they have the appropriate seat. The use of child seats is required by law in Singapore.

Unfortunately, it is one of the most common traffic violations in Singapore. Online guidance is available to provide you more info. Also, stores selling child car seats will be able to help you.

Car insurance Singapore does not have to be complicated. Make sure you find an insurance company you can trust and don’t be afraid to shop around for the best deal.

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