Electric scooters and bikes are becoming increasingly popular in India. As the world transitions towards more sustainable modes of transportation, these eco-friendly bikes offer a practical and economical solution for urban commuting. However, just like their traditional counterparts, electric scooters and bikes are subject to specific rules and regulations set by the Regional Transport Office (RTO). Understanding these rules is crucial, especially when it comes to bike insurance. Kotak general insurance provides a comprehensive guide that will help you to explore the RTO rules for electric scooters and bikes and how they relate to electric bike insurance.
Electric scooters and bikes: An overview
Electric scooters and bikes are powered by electricity, making them eco-friendly and economical to run. They have gained popularity for short-distance commuting in overcrowded urban areas due to their compact size, zero emissions and lower operating costs.
RTO rules for electric scooters and bikes
- Just like traditional motorcycles, electric scooters and bikes need to be registered with the local RTO.
- Riding an electric scooter or bike requires a valid driving license. Depending on the category of the vehicle, you may need a two-wheeler or light motor vehicle (LMV) license.
- Insurance is mandatory for electric scooters and bikes, just as it is for traditional motorcycles. The two primary types of insurance policies applicable are third-party insurance and comprehensive insurance
- Electric scooters and bikes must display a number plate as per RTO guidelines.
- Wearing a helmet is mandatory for the rider and any pillion passengers on electric scooters and bikes. The helmet should adhere to the Bureau of Indian Standards (BIS) regulations.
- There is typically an age limit for riders of electric scooters and bikes. In most cases, the minimum age to obtain a license for such vehicles is 16 or 18 years.
- Electric scooters and bikes are subject to speed limits as specified by the RTO.
- The PUC certificate is necessary for the vehicle’s fitness and is usually valid for a specific period.
- Electric scooters and bikes are known for their environmentally friendly operation since they produce zero tailpipe emissions.
- Electric scooters and bikes must follow parking regulations as per the local authority.
How RTO rules relate to bike insurance?
Understanding RTO rules is essential when it comes to bike insurance, as compliance to these rules often affects the validity of your insurance policy. Here’s how they relate:
- As mentioned earlier, third-party insurance is mandatory for electric scooters and bikes.
- While comprehensive insurance isn’t mandatory, it’s highly recommended for protecting your electric scooter or bike.
- Having a valid driving license is a prerequisite for riding an electric scooter or bike legally.
- Your electric scooter or bike’s number plate should adhere to RTO regulations.
- A valid PUC certificate is essential for your vehicle’s fitness.
Electric scooters and bikes offer an eco-friendly and economical way of transportation, but they are not exempt from rules and regulations set by the RTO. Moreover, when it comes to bike insurance, adherence to RTO rules ensures the validity of your insurance coverage. To know more, visit kotak bike insurance.