If you have injuries due to the negligence of someone else, you need to get an experienced attorney. Remember that most insurance companies can give you a minimum compensation if you decide to deal with your personal injury claim. This is because these insurance companies know that you lack the experience and training needed to negotiate properly with insurance companies.
Worse still, you may not have enough resources to get the right experts to help you to prove liability and demonstrate the extent of the injuries you sustained. This is why you need to get an experienced attorney to assist you with your claim. This post discusses the right time to hire personal injury attorneys.
You have severe injuries
Accidents, especially car accidents can cause severe injuries. And, cases that involve severe injuries tend to be complicated for many reasons. If you are a victim of a car accident and sustain severe injuries, then the financial damages can be quite high.
You need to find an experienced attorney to document the damages and injuries. This is the best way you can make sure that you get compensation for your medical bills, lost income, and other financial losses that you incurred from a car accident or any other type of accident.
Unfortunately, severe injuries can sometimes cause permanent disabilities like brain damage, spinal cord injuries, and amputations. In such situations, you need to hire a lawyer to help you to get compensation for disabilities and permanent impairments, including some future damages that were caused by these conditions.
You may also have to get expert witnesses so that they can prove that you suffered permanent impairment because of the accident. A good lawyer can also assist you to determine the value of all future damages. To find an experienced attorney, you need to visit the Hadi Law Firm Website.
The at-fault party’s insurer is acting in bad faith
The at-fault party’s insurance company needs to act in good faith when handling your personal injury claim. But some insurance companies still tend to do bad faith practices so that they are not liable for the injuries you suffered in an accident.
There are many good examples of practices that are considered to be bad faith tactics. These include failure to investigate your claim, giving misleading information, causing unnecessary delays, demanding unnecessary documentation, denying to pay your valid claim, and many more.
Hence, if the insurance company of the party at fault is acting in bad faith, then you can have an extra claim against the insurer besides the personal injury claim. It’s always a good idea to consult your attorney before you decide to discuss your injury or the claim with the insurance company.
The at-fault party’s insurance company claims you contributed to the accident
In some cases, the insurance company and its defense attorney can also decide to blame you for the cause of your injuries. For instance, the insurance company can claim that you may have been texting while driving, leading to the accident. Because you were not paying attention, it can put partial blame on you for the injuries you sustained.
Keep in mind that some states use comparative fault laws. Therefore, they can reduce the amount of the compensation if the other party can prove that you contributed to the cause of the injuries you sustained.
For example, if the jury decides that the percentage of fault for the car accident was 20 percent, then the insurer can pay you 80 percent of this award. Therefore, whenever an insurer or the other party says that your actions can be the reason for your injuries, it makes sense to consult a personal injury lawyer quickly. Avoid discussing the claim with any person until you speak with your attorney. As explained earlier, the insurance company and its defense attorney can use your statements and comments against you to prove to the jury or judge that you were partially at fault.
It can be hard to determine your personal injury claim’s value
When you have injuries because someone else was negligent, you are eligible for compensation for damages. Remember that damages can include financial losses as well as pain and suffering. But it can be hard to know the exact amount for your personal injury claim, especially if you have no experience with personal injury laws.
With personal injury claims, there can also be economic damages which are simply financial losses that were caused by the accident. These include lost wages, medical bills, assistance with household work, travel expenses, in-home health care, and many more.
It’s worth noting that the value of the economic damages can refer to the overall bills and financial losses. But some insurance companies can try to avoid paying for other expenses by arguing that it’s not necessary or reasonable. Also, an insurer can refuse to pay some expenses claiming that they are not related to the accident.
After all, it can also be challenging to place a value on pain and suffering. Many factors usually affect the value of these pain and suffering damages. The good thing is that an experienced attorney can use various ways to determine this value. In short, personal injury attorneys tend to know how to use the available evidence to get the full value of your pain and suffering damages.
A complex case
Some personal injury cases can involve complicated fields of law or even involve government entities or multiple parties. These types of cases should always have the help of a personal injury lawyer. For instance, a product liability claim needs expert testimony so that they can assist you to prove that a particular product was defective. An expert can also help you to determine the responsible party for the defect and the associated injuries caused by the defect.
Worse still, cases that involve government entities can be hard to handle because they tend to have different rules and laws. Hence, if you intend to sue the government, you need to find an accident attorney who has experience dealing with lawsuits against the government.
Above all, cases that involve several parties like commercial truck collisions can also be challenging to handle. You need to find several investigators and experts to prove how each of the parties contributed to your injuries.