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Which UPI Payment App is the Best for Online Transactions in 2021

We live in a world that is dominated by the presence of the internet. And it is because of the internet alone that our life has become so much easier that we do not even need to go to banks anymore. If you want to transfer funds, you can do it from your home. There are so many apps these days that an online transaction is the easiest thing you can do.

Nevertheless, when it is about choosing a UPI payment app, many of us get concerned about the authenticity of the app and the success of the transaction. In such a scenario, you must choose an app that has a reputation in the market and is trusted by users. If you want to explore some of the best UPI apps you must consider the below apps which are of excellent repute.

  • Airtel Money Wallet: As mentioned earlier, the Airtel Money Wallet is one of the most convenient, reliable, and responsive payment apps in the market equipped with the UPI. The Airtel Money Wallet is the app of the Airtel Payments Bank which is Airtel’s own full-fledged digital bank and the first one authorized by RBI. With a free Airtel Payments Bank saving account, you can not only transfer money anywhere instantly but also earn interest on the amount that you keep in your Airtel payment bank account. You can even get a digital debit card that you can use just like your regular debit card for digital payments. Airtel Money App also is one of the most secure apps where you would get the option to verify each payment request with two-step verification. Another great thing possible with Airtel Money App is that you can also use it without the internet, through the USSD codes.
  • Google Pay: Earlier known as Tez, Google Pay is the UPI app from the tech giant Google and comes with some of the best features. Despite not having a mobile wallet attached to it, Google Pay is sufficiently fast and reliable. One of the major benefits of Google Pay is that your money is not stored anywhere by Google and therefore in case of transaction failure, the money returns to your account directly. On the other hand, because of not having a wallet many times you might find yourself unable to use Google Pay if the bank service is undergoing maintenance.
  • Amazon Pay: Another UPI app worthy of mention here is Amazon Pay, which comes with the unique advantage of not having to get a separate app. Since Amazon Pay is integrated into the Amazon app, you can use it directly from the app or Amazon shopping website.

While all of these apps are not the only ones in the market, they do provide some of the other unique features or benefits that set them apart from their competition. However, one of the most trustworthy UPI payment apps that are used by a number of users in the country is Airtel Money Wallet. You can also call it a one-store shop where you can get a mobile recharge done, pay your postpaid bills, recharge your DTH connection, and pay your broadband bills. The best part is that apart from all of these, you can also pay your utility bills from this App.

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