Weighing Up the Pros and Cons of Medicare: What to Consider

Did you know every day 10,000 turn 65 in the U.S. and become eligible for Medicare? Millions of people rely on Medicare for coverage and it’s a government-provided health insurance program.

However, before you sign up for a Medicare Advantage plan, you want to cover all of your bases. Keep reading and we will guide you through the pros and cons of Medicare.

Pros and Cons of Medicare

Medicare is federal health insurance that helps cover hospitals, medical, and prescription drugs. You may have to pay a small premium, but it’s a lot less expensive than other types of health insurance.

Healthcare is expensive in the U.S. and when you get to 65+, you want to make sure that if any serious health issues come up that you are covered. The pandemic brought up new issues in healthcare, and you should make sure you will be able to r


One of the largest benefits is that Medicare covers millions of Americans, from old to young people with disabilities. It’s also a small price to pay every month for this coverage.

In 2021 the monthly payment is about $148.50. In comparison to private health insurance, this is not bad for full coverage.

There are pros and cons of Medicare Advantage Plans, but the biggest benefit is that it includes dental, vision, hearing, and other extra costs.

Medicare has brought the U.S. more access to newer prescriptions and helped set new standards for the medical process.

The government oversees how hospitals are run and make sure that everything is in place and running smoothly leading to fewer hospital infection rates and people having to be readmitted.


Pros and cons of Medicare for all include the above positive benefits, but the biggest disadvantage is how much it costs to administer. The cost is estimated to get to over $1 trillion in the next 10 years.

People that are older and enroll in Medicare may see more medical issues than when they were younger, and hospital stays are still expensive. It can cause strain on those going into the hospital and also fill up the hospitals with unnecessary visits.

Though Medicare is through the government, it comes from our taxes. People don’t want to pay for other people’s healthcare in the U.S. This is a point of conflict amongst Americans.

You will want to look into all of the information when you enroll. You should do your research, assess your health, and make sure you’re signing up for the right healthcare for you.

You can learn more about Medicare Advantage plan information. You can read up on everything you need to know before you turn 65.

Enroll in Medicare Today

If you’re 65 or older or have a disability you may be eligible for Medicare. Medicare is government-funded healthcare.

The pros and cons of Medicare most notably include a low monthly premium, access to more prescriptions, and higher medical standards in the U.S. The cons are the cost to roll it out, expensive hospital stays, and higher taxes.

Start researching Medicare or keep reading the latest on the Whole Post.

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